Thank you for looking at our property services. Whether you are a first-time buyer or an investor, we are here to take the stress out of buying and selling residential property.
We will guide you through each step of your transaction and offer a service that that fits your exact requirements. Where necessary we can recommend other professionals such as Surveyors, IFA’s and property valuers.
At a time where money really matters, we always provide a quality service at a fair price. We will keep you up-to-date with all of the relevant information so you can make informed decisions and have complete confidence that every detail has been properly taken care of.
We have an experienced team who understand the stress involved in buying, selling or re-mortgaging your property. Our approach is simple; we provide a first-class service from our expert team who make the difference by removing confusion and uncertainty, dealing with all of the legal details of a property transaction on your behalf.
Our team is made up of highly qualified Solicitors, Legal Executives and Conveyancers who have the legal and technical “know how” to resolve any issues as they arise in a professional and efficient manner. We understand that communication is key, so will make sure we are always available to answer your questions in plain English and ensure you are kept up-to-date with everything you need to know.
You will have the confidence that you are our priority, with our aim being that any member of the team is available to speak with you when you need some clarity and certainty at any stage in the process. We feel this provides reassurance and gives you an outlet for any concerns that you may have. Potentially this is the biggest investment of your life and we not only want to provide that first-class service, but value for money and no hidden fees.
We are proud to hold CQS Accreditations, issued by the Law Society. This involves the firm undergoing a rigorous audit process which ensures we maintain high levels of client care
The fees involved in any transaction are important and we review our fees on a regular basis, considering clients’ feedback so we can make sure we always offer the best value for your money.
We typically work on a fixed fee basis, ensuring that you know what the fees will be for your transaction from the outset. If, during the transaction, there is a new development, we will discuss the change in fees with you and agree a way forward.
Our fees are set out as:
Freehold Residential Property
All fees exclusive of VAT and disbursements
Includes our fees for acting for Lender if instructed by them
Price of Property
0 - 125,000
125,001 – 200,000
200,001 – 300,000
300,001 – 400,000
400,001 – 500,000
500,001 – 600,000
600,001 – 750,000
750,001 – 999,999
1 Million & Over
To Be Confirmed
To be added where appropriate:
Transfer of monies (in all cases)
Our fees for effecting CHAPS transferof funds (including bank’s charge to us) - £39.00 (inclusive of VAT)
Purchase with Help to Buy Scheme - add to (1) above £350 +VAT
Purchase with Help to Buy ISA - add to (1) above £50 + VAT
Purchase of a New Build - add to (1) above £100 + VAT
Please call us for a personalised estimate or to discuss your proposed transaction
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.
Those we anticipate are as follows:
|Land Registry fees (for purchase at £300,000 : variable scale)|
Local Authority Search (Central Beds Council)
Drainage Search (Anglian)
Ground Stability Search (optional)
H M Land Registry Search (per title number)
Bankruptcy Search fee (per name)
Company Search (not required in every case)
Panel Management Fee (inc VAT) **
Electronic Identification Check
*Stamp Duty depends on the value of the property and your personal circumstances, for example if you will be selling your main residential home (if any) at the same time as the purchase of this property or if you are a first time buyer or buying an additional residential property.
** Many lenders now use a portal or panel for lending documentation and this involves payment of a fee to that panel
Electronic Search Fee - £5.50 + VAT
We offer a service which enables us to apply for all searches on-line. Our service provider is linked direct with Local Authorities, Water Authorities, Environmental Agencies, the Land Registry, and a number of other agencies. Many search results can now be obtained within minutes, rather than days, or even weeks.
The electronic search fee is fixed and the fee is incurred at the outset of the transaction. The use of on-line services will ensure that your purchase transaction is not delayed unnecessarily by avoiding the need to wait for searches submitted by post.
There may be additional fees payable to obtain documents or fees payable to a management company. These can vary and you will be notified to you as soon as known.
Stamp Duty Land Tax
You can calculate the amount you will need to pay by using HMRC's website or if the property is located in Wales by using the Welsh Revenue Authority's website here.
Land Registry fees are based on a scale depending on the value of the property. Where we can we use electronic submission of forms which reduces the fee payable. They may be higher for a transfer of part of a property e.g new build.
We do not undertake tax advice.
Our fees are fixed, however there may be factors which would typically increase the cost of the fees estimated above. Where there is likely to be any additional cost, we will make sure you are informed of this at the earliest opportunity and a clear estimate of those extra costs will be provided.
Factors that may lead to an increase in cost include:
- If a legal title is defective or part of the property is unregistered
- If you discover building regulations or planning permission has not been obtained
- If crucial documents, we have previously requested from you have not been provided to us
- If the property is a new build
- If you require to exchange within 6 weeks of instructing us
- If you require completion within 6 weeks of instructing us
- If you require simultaneous exchange and completion
For any transaction, the timescales are subject to change depending on when your offer is accepted and factors involved such as:
- Number of parties in the chain
- Whether you have a mortgage in place
- Whether you are buying a new build property
- Whether you need a lease extension for a leasehold property
A typical transaction will take between 10-14 weeks. However, if any of the above apply, or there are other factors we need to take into consideration, it may increase the time by a further 4-6 weeks and additional charges may occur. We will discuss this with you at the earliest opportunity so you always have a clear picture of how long things are likely to take.
With every transaction there are key milestones, which may vary according to individual circumstances. They may be as follows:
- Taking your instructions and give initial advice based on the information you have provided
- Checking finances are in place to fund the purchase and contacting the lender’s solicitors if needed
- Receiving and advising on contract documents
- Undertaking searches
- Obtaining further planning documentation if required
- Making any necessary enquiries of the seller’s solicitor
- Providing advice on all documents and information received
- Advising you of the mortgage offer conditions
- Finalising contracts and sending to you for signature
- Agreeing a completion date (the date from which you will legally own the property)
- Exchanging contracts and notifying you that this has happened
- Ensuring all monies have been received from you and the lender(s)
- Completing the purchase
- Dealing with payment of Stamp Duty/Land Tax
- Completing and submitting an application for registration at the Land Registry